Long & Foster Insurance

Purchasing homeowner’s insurance is a critical part of the home buying process. Our independent insurance agents will provide you with competitive rates from multiple “A-rated” insurance companies.

Homeowner’s insurance not only covers your home, but also covers any detached structures on your property including your garage, shed, or barn.

Personal property insurance covers all your household belongings such as clothing, furniture, and appliances. If you have any valuable jewelry or collectables, let your insurance representative know because these items may require additional coverage.

Loss of use insurance covers your added living expenses in the event that your house is uninhabitable and you need to stay elsewhere while repairs are being completed.

Personal liability insurance protects your family against a claim or lawsuit if someone is injured or their property is damaged while at your home.

These are the basic types of coverage, but you can always add additional coverage to meet your family’s needs.

To review your home coverage needs and explore multi-policy discounts, contact Long & Foster Insurance today for more information at 1-866-ASK-4-LFI.

Purchasing Auto Insurance can be quite confusing. Our Auto Experts will provide you with competitive rates from multiple “A-Rated” Insurance Companies, in one phone call!

To review your auto coverage needs and explore multi-policy discounts, contact Long & Foster Insurance today for more information at 1-866-ASK-4-LFI.

As a condominium owner, you know that your insurance needs are different. Your condominium association has a master policy covering the building, but you still need to cover your personal items should there be a loss.

Personal property insurance covers all your household belongings such as clothing, furniture, and appliances. If you have any valuable jewelry or collectibles, let your insurance representative know because these items may require additional coverage.

Cost of common property loss insurance is assessed by the condo association on all unit owners in the event of a building-wide loss.

Personal liability insurance protects your family against a claim or lawsuit if someone is injured or their property is damaged while in your home.

To review your home coverage needs and explore multi-policy discounts, contact Long & Foster Insurance today for more information at 1-866-ASK-4-LFI.

Even if you rent your home, you still need insurance. Your landlord will have a policy covering the home, but you need to protect your personal belongings in case of a loss.

A standard renter’s insurance policy will cover personal property and personal liability.

Personal property insurance covers all of your household belongings such as clothing, furniture, and appliances. If you have any valuable jewelry or collectibles, let your insurance representative know because these items may require additional coverage.

Personal liability insurance protects your family against a claim or lawsuit if someone is injured or their property is damaged while in your home.

To review your rental coverage needs and explore multi-policy discounts, contact Long & Foster Insurance today for more information at 1-866-ASK-4-LFI.

Have you ever needed an attorney’s advice on a contract or other legal matter but because of the anticipated legal costs you just let it go? Long & Foster has partnered with Pre-Paid Legal to offer affordable legal help with plans to fit your budget and meet your needs.

Choosing a health plan can be a confusing experience. Although there is no one "best" plan, there are some plans that will be better than others for you and your family's health needs. Long & Foster Insurance works with some of the top health insurance providers in the nation, so you can be confident you will get the health insurance plan best suited for your situation.

Please contact Long & Foster Insurance today so we can help you choose the plan that is best suited for your personal situation.

To make an informed choice when you buy life insurance, you will need to understand which kinds are available. If one type of plan does not seem to fit your needs, ask us about the other types of policies we offer.

Please contact Long & Foster Insurance today so we can formulate the best life insurance protection for your needs.

As we continue to live longer, many of us will need nursing home care at some point in our lives.

Are you insured against this grave risk to your financial security? Long Term Care (LTC) insurance helps to protect your assets in case you or your spouse does need nursing home care. LTC insurance covers the costs of a nursing home and helps you with your Activities of Daily Living (ADLs) due to a chronic condition or limited ability to function.

Long & Foster offers some of the best long term care insurance plans through some of the nation’s best carriers. Please contact us today so we can help you choose a long term care plan that is best for you.

Did you know that you are more likely to become disabled than die during your prime working years? Statistics show that one in seven people becomes disabled for at least five years before reaching age 65. And between ages 35 and 65, one in five people will become disabled. That’s why you should consider obtaining disability insurance.

Disability insurance can offer a financial safety net. When you're unable to work for an extended period of time because of an injury or illness, it pays monthly benefits until you are well enough to return to work.

Contact Long & Foster Insurance to learn about our excellent disability insurance options.

Personal umbrella liability insurance protects your assets in the event that you (or a member of your household) accidentally injure another person or damage someone's property, and you do not have enough insurance on your other policies to protect your interests.

To review your umbrella coverage needs and explore multi-policy discounts, contact Long & Foster Insurance today for more information at 1-866-ASK-4-LFI.

More than $1 billion in jewelry and fine arts is stolen every year. In fact, the U.S. Department of Justice estimates that jewelry accounts for as much as 70 percent of all stolen property.

Long & Foster Insurance offers many outstanding jewelry and fine art insurance policies.

To protect your precious valuables, above and beyond what your homeowner’s policy provides, contact Long & Foster Insurance today for more information at 1-866-ASK-4-LFI.

Long & Foster insurance has partnered with the oldest and largest pet insurer, Veterinary Pet Insurance (VPI), to provide affordable health insurance to a valuable member of the family, your pet! Please visit VPI to receive an online quote for this valuable coverage.

Purchasing a home of your own is the American Dream. But you need to make sure the biggest investment of your life has an outstanding homeowner’s policy. And you should also make sure you have insurance that protects your valuables, such as jewelry. You should also consider umbrella, disability and life insurance, to ensure you or your spouse can pay your mortgage in case something happens to you.

Please contact Long & Foster Insurance so we can provide you with the best insurance options for your new home.

You recently decided to share your life with someone else, for better or for worse. Marriage brings many responsibilities. For instance, do you have enough life insurance? Is your health insurance adequate? What about your homeowner’s insurance? Are you planning to buy a house in the near future?

Your Long & Foster Insurance agent can help you make sure that you and your spouse have the insurance protection you need. Please contact us today.

Having a baby is one of life’s most incredible experiences. Most parents want to give their child everything in the world, but some don’t plan as well as they should for unexpected events. You should make sure you have plenty of life insurance by consulting with a Long & Foster Insurance agent, who will recommend the proper amount based upon your circumstances. Also be sure that your health insurance has plenty of good coverage for your children.

Your Long & Foster Insurance agent can help you make sure that you and your family have the insurance protection you need. Please contact us today.

You may be wondering how important life insurance is when it comes to retiring. It’s very important. Life insurance can be used to replace income in the event of death or help pay final expenses. Life insurance makes sure that your spouse can maintain his or her standard of living, in the event of your death.

And don’t forget to consider how you will cover the costs associated with your medical care after you retire. What if you become unable to care for yourself and need long-term care? Long & Foster Insurance works with several outstanding providers of long term care insurance. Contact us now.

Owning your own business is considered by many to be the American Dream, like owning your own home. Running your own business means you have to take many precautions to keep it thriving. You need good property insurance, workers compensation insurance for your employees, heath insurance, disability insurance, life insurance, and more.

It’s important that you contact your Long & Foster Insurance agent. That way your business will get the best insurance protection in the business.

It’s important for you to protect other people and their property from any damage your company and its property may cause. That’s where liability insurance comes into play. It may even be required by government statute, licensing body, or threat of litigation.

One of Long & Foster Insurance’s agents will discuss each of the coverage with you to determine the appropriate insurance and coverage amounts for your business needs. Contact Us today.

Business insurance may cover property of all types that you own, or is in your care, custody, or control. This may include buildings, improvements, equipment, inventory, goods in transit and earnings. Your contractual obligations may also require you to protect other people's property as well.

Please contact one of our representatives so we can put together the best property insurance package for you.

Your business needs to provide worker's compensation insurance. This insurance covers your employees' medical expenses and lost wages if they're hurt on the job.
Workers comp is a compromise between your business and your employees. Benefits are paid regardless of who is to blame for the accident or injury. This "no-fault" status is key to workers comp.

Please contact us so we can provide our best recommendation to you.

Please contact Long & Foster Insurance today so we can recommend the best boat insurance policy for your situation.